Asset Allocation at Vervias

Creating the Perfect Balance

At Vervias, we review and adjust the balance of the different classes of assets in any investment portfolio to ensure the portfolio remains well-diversified and reflects our recommended weightings. Understanding the different asset classes and how they complement and balance each other out is how we create and maintain a portfolio that stays aligned with your goals.

Some of the asset classes that may be included in a portfolio include

Cash

Considered the lowest-risk investment, cash provides easy access to capital and is the best way to meet immediate financial needs or as a safeguard against market volatility. The purchasing power of cash can be eroded over time by the effects of inflation.

Fixed Interest

Bonds and other fixed-income holdings can provide a steady income stream for those who need it and also add a layer of diversification, as well as helping to minimize portfolio risk and increase returns, especially in volatile markets.

Equities

Investing in individual company stocks widens your investment horizon and allows you to tap into growth opportunities in different sectors, industries, and countries. While the risks associated with direct equities are higher when compared to cash or fixed-income investments, the potential for high returns can be huge.

While we use the best information available to make our decisions, it is important to remember that events can occur that are unpredictable and unforeseen, which can affect performance and are beyond our control.

Investment

A challenge made easier with the expert guidance of Vervias.

Retirement

Ensuring your plan continues to meet your needs and steering you toward a stress-free retirement.

Discretionary Portfolios

Implementing a strategy that is perfectly suited to you and accurately reflects your specific needs and goals.

Financial Planning

We conduct regular reviews and discussions to keep your financial planning on the right track.

Investment Planning

Our proactive investment planning services cater to the needs of successful, affluent individuals and their families.

Retirement Planning

A well-thought-out retirement plan should be part of any comprehensive financial planning process.

Estate Planning

Proactive estate planning leaves your family with clear instructions as to the distribution of your assets

Insurance

Insurance is the umbrella that protects you and your family from unforeseen or unexpected financial hardship.

Charitable Giving

Integrating charitable giving into your overall wealth plan ensures your generosity aligns with your financial goals.

Let's Talk

If you are ready to take the next step towards securing your financial future, contact Vervias today and let us show you how we can turn your long-term financial goals into reality.

Clear and straightforward solutions.

Whether you are just starting on your journey to financial security or are already well underway, we're here to have open and honest discussions about how we can support your ambitions.

Investments

Planning

Estates

Retirement